Compare Balance Transfer Credit Cards

Many credit card providers offer customers a low interest rate on balance transfers with some offering 0% on balance transfers. A balance transfer allows you to move your outstanding credit card balance from one credit card to another. Most balance transfer cards offer low interest on transfers for a set period, often up to a year. Few providers offer low interest on balance transfers for life of the balance. After the set period expires, interest is charged at the providers normal interest rate. Additional purchases made on these cards are generally charged at standard interest rates.

View the Balance Transfer Credit Cards available below.

You may be interested in the following specific balance transfer credit cards.

6 Months Balance Transfers Balance Transfer Rate Interest Rate Cash Advance Rate Interest Free Days Annual Fee Secure Application
ANZ Low Rate MasterCard ANZ Low Rate MasterCard Credit Card

ANZ Low Rate MasterCard


13.14% 21.49% 55 $58 ANZ Low Rate MasterCard Details
Citi Clear Platinum Credit Card Citi Clear Platinum Credit Card Credit Card

Citi Clear Platinum Credit Card

0%
12 months
12.99% 21.74% 55 $49 for the first year, $99 thereafter Apply Online for the Citi Clear Platinum Credit Card Citi Clear Platinum Credit Card Details
Min Income
$.35,000
Virgin Australia Velocity Flyer Credit Card Virgin Australia Velocity Flyer Credit Card Credit Card

Virgin Australia Velocity Flyer Credit Card

0%
14 months
20.99% 20.99% 44 $129 Apply Online for the Virgin Australia Velocity Flyer Credit Card Virgin Australia Velocity Flyer Credit Card Details
Min Income
$35,000
St.George Vertigo MasterCard St.George Vertigo MasterCard Credit Card

St.George Vertigo MasterCard

0%
12 months
13.24% 21.49% 55 $55 Apply Online for the St.George Vertigo MasterCard St.George Vertigo MasterCard Details
St.George Platinum Credit Card St.George Platinum Credit Card Credit Card

St.George Platinum Credit Card

0%
9 months
0% for 12 months, 15.99% thereafter 21.49% 55 $89 Apply Online for the St.George Platinum Credit Card St.George Platinum Credit Card Details
NAB Premium Credit Card NAB Premium Credit Card Credit Card

NAB Premium Credit Card

0%
15 months
19.49% 21.74% 44 $90 Apply Online for the NAB Premium Credit Card NAB Premium Credit Card Details
NAB Low Rate Visa Credit Card NAB Low Rate Visa Credit Card Credit Card

NAB Low Rate Visa Credit Card

0%
15 months
13.99% 21.74% 55 $59 Apply Online for the NAB Low Rate Visa Credit Card NAB Low Rate Visa Credit Card Details
NAB Qantas Rewards Credit Card NAB Qantas Rewards Credit Card Credit Card

NAB Qantas Rewards Credit Card

0%
15 months
19.99% 21.74% 44 $65 Apply Online for the NAB Qantas Rewards Credit Card NAB Qantas Rewards Credit Card Details
Woolworths Qantas Credit Card Woolworths Qantas Credit Card Credit Card

Woolworths Qantas Credit Card


19.99% 20.99% 55 $89 Woolworths Qantas Credit Card Details
Velocity Rewards Credit Card Velocity Rewards Credit Card Credit Card

Velocity Rewards Credit Card

0%
15 months
19.99% 21.74% 44 $65 Apply Online for the Velocity Rewards Credit Card Velocity Rewards Credit Card Details
Velocity Rewards Premium Credit Card Velocity Rewards Premium Credit Card Credit Card

Velocity Rewards Premium Credit Card

20,000 bonus Velocity Points*

4.99%
6 months
19.99% 21.74% 44 $150 Apply Online for the Velocity Rewards Premium Credit Card Velocity Rewards Premium Credit Card Details
HSBC Credit Card HSBC Credit Card Credit Card

HSBC Credit Card

0%p.a. Balance Transfer for 6 months from non-HSBC credit cards

0%
6 months
17.99% 21.99% 55 $0 Apply Online for the HSBC Credit Card HSBC Credit Card Details
Min Income
$20,000
ANZ First Visa Credit Card ANZ First Visa Credit Card Credit Card

ANZ First Visa Credit Card


19.39% 20.99% 44 $30 ANZ First Visa Credit Card Details

 

9 Months Balance Transfers Balance Transfer Rate Interest Rate Cash Advance Rate Interest Free Days Annual Fee Secure Application
BoQ Platinum Visa Credit Card BoQ Platinum Visa Credit Card Credit Card

BoQ Platinum Visa Credit Card

2.9%
9 months
20.74% 21.74% 55 $99 BoQ Platinum Visa Credit Card Details
BoQ Gold Visa Credit Card BoQ Gold Visa Credit Card Credit Card

BoQ Gold Visa Credit Card


20.74% 21.74% 55 $120 BoQ Gold Visa Credit Card Details
CUA Gold Rewards MasterCard CUA Gold Rewards MasterCard Credit Card

CUA Gold Rewards MasterCard


19.24% 19.99% 55 $85 CUA Gold Rewards MasterCard Details
IMB Gold Rewards MasterCard IMB Gold Rewards MasterCard Credit Card

IMB Gold Rewards MasterCard


19.24% 19.99% 55 $99 IMB Gold Rewards MasterCard Details
Citibank Rewards Credit Card – Platinum Citibank Rewards Credit Card – Platinum Credit Card

Citibank Rewards Credit Card – Platinum

0% p.a. for 15 months balance transfer plus 1% balance transfer fee

0%
24 months
20.99% 21.74% 55 $199 Apply Online for the Citibank Rewards Credit Card – Platinum Citibank Rewards Credit Card – Platinum Details
Min Income
$35,000

 

12 Months Balance Transfers Balance Transfer Rate Interest Rate Cash Advance Rate Interest Free Days Annual Fee Secure Application
Emirates Citi Platinum Credit Card Emirates Citi Platinum Credit Card Credit Card

Emirates Citi Platinum Credit Card

For a limited time, enjoy 15,000 bonus Miles and 3.9% p.a. for 9 months on balances transferred

3.9%
9 months
20.99% 21.24% 55 $229 Apply Online for the Emirates Citi Platinum Credit Card Emirates Citi Platinum Credit Card Details
Min Income
$40,000
Citi Select Credit Card Citi Select Credit Card Credit Card

Citi Select Credit Card

60,000 bonus points on first spend

4.9%
6 months
20.74% 21.24% 55 $700 Apply Online for the Citi Select Credit Card Citi Select Credit Card Details
Min Income
$120,000
Citibank Ready Credit Citibank Ready Credit Credit Card

Citibank Ready Credit

6.9%
2 years
18.99% 18.99% 0 $0 Apply Online for the Citibank Ready Credit Citibank Ready Credit Details
Min Income
$35,000
Citibank Personal Credit Citibank Personal Credit Credit Card

Citibank Personal Credit


0 $99 Citibank Personal Credit Details

 

 

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ASIC Credit Licence Number: 389665. Financial Ombudsman Service Number: 22787.